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Confidence in Your Tomorrow

Sterner Financial advisor team

As you journey through life, your wealth impacts the path you travel. Every path will have twists and turns, peaks and valleys, but life shouldn’t be spent worrying about what is around the next bend in the road. Your focus should be on those you are traveling the journey with, and the beauty that is surrounding you. We want to help you identify your unique financial destination and serve as the GPS tool that empowers you to navigate the journey with simplicity and confidence, while enjoying the parts of life that matter most.

As a team of five private wealth advisors with offices located in Chattanooga and Nashville, Sterner Financial serves clients with a wide range of needs. We specialize in creating sophisticated tailored solutions for some of the most complex financial circumstances. Whether you are a corporate executive or an entrepreneur, an heir or a benefactor, a high-net-worth individual or someone who aspires to become one, we have the experience and resources to help accomplish your vision for the future.

Meet Our Team


For the last three years, John Sterner has been ranked by Forbes in the top 100 Top Financial Security Professionals. For 2023, he was ranked #38 in the nation, and #1 in the state of Tennessee. Al Waldrop ranked #3 in Tennessee on the Forbes Best-In-State Top Financial Security Professionals list.

Many thanks to our hardworking team, amazing clients, and partnership with Northwestern Mutual. This would not have been possible without you.

Forbes Top Financial Security Professionals 2023
Best-in-State Top Financial Security Professionals 2023

Forbes "Best-in-State Top Financial Security Professionals" list (July 2023), research and ranking provided by Shook Research, LLC. Based upon data as of 12/31/2022. Forbes Top Financial Security Professionals list (July 2021, 2022, 2023), based upon data as of 12/31/2020, 12/31/2021, 12/31/2022. Research and rankings provided by Shook Research. Northwestern Mutual & its advisors do not pay for placement on 3rd party rating lists, but do pay marketing fees to these organizations to promote the rating(s). Rankings and recognitions are no guarantee of future investment success.