Skip to main content

Client Engagement Options

FEE BASED PLANNING

Fees starting at $5,000 for developing a personalized financial plan.

Our team will tailor a written comprehensive financial plan and provide guidance for executing efficient financial decisions across multiple aspects of your planning. We will help you audit your current situation, identify your goals, and select the right advisors and product solutions to implement in your plan.

After one year, we can reengage again at our annual fee or shift to an Asset Management or Insurance Advising Engagement.

ASSET MANAGEMENT

A percentage of the investment brokerage and/or advisory fees collected.

We pride ourselves in transparency and hold a detailed conversation based on the fee recommendations per the investment policy statement.

This arrangement results in an ongoing planning relationship as long as assets are being managed by us at Northwestern Mutual.

INSURANCE ADVISING

Commissions paid for implementing insurance products.

We work within your existing plan to satisfy elements of risk management, tax strategies, cash management, and design of safer asset alternatives.

Through ongoing engagement, our team will advise on and implement your planning. and periodically review your coverage to determine if revisions may be needed.

YOUR BEST INTEREST

Sterner Financial and the Northwestern Mutual Wealth Management Company actively support and follow the latest industry guidelines to provide you with detailed information in these areas.

Client Relationship Summary
Summaries for brokerage and investment advisory services

Guide to Brokerage Services
SEC Regulation Best Interest disclosure